Side-by-side · Q2 2026 data
Helm Bank USA vs Dade County Federal Credit Union
Metric by metric
| Measure | Helm Bank USA | Dade County Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 84 (stronger) |
| Capital cushion | 62 | 81 (stronger) |
| Loan quality | 45 | 90 (stronger) |
| Earnings | 64 | 88 (stronger) |
| Funding & liquidity | 56 | 68 (stronger) |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 19th | 93rd |
| Total assets | $1.2B | $1.5B |
| Deposits / shares | $1.1B | $1.2B |
| Capital ratio | 11.18% | 13.09% (stronger) |
| Problem loans | 1.65% | 0.31% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.38% |
| Return on assets | 1.09% | 1.69% (stronger) |
| Loans ÷ deposits | 61.4% (stronger) | 92.6% |
| Uninsured deposits | 53.6% | 9.9% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.3% | 45.9% |
Dade County Federal Credit Union has the higher TellerScore (84 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Helm Bank USA leads on 2 and Dade County Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.