Side-by-side · Q2 2026 data
Hemingford Community Federal Credit Union vs Lincoln S.D.A. Credit Union
Credit union
Hemingford Community Federal Credit Union
Hemingford, Nebraska · Under $100 million in assets
Credit union
Lincoln S.D.A. Credit Union
Lincoln, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Hemingford Community Federal Credit Union | Lincoln S.D.A. Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 45 |
| Capital cushion | 51 | 59 (stronger) |
| Loan quality | 82 (stronger) | 12 |
| Earnings | 45 (stronger) | 6 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 76 |
| Peer percentile | 36th | 5th |
| Total assets | $10.0M | $9.9M |
| Deposits / shares | $9.0M | $8.6M |
| Capital ratio | 10.14% | 10.89% (stronger) |
| Problem loans | 0.55% (stronger) | 2.63% |
| Net charge-offs | 0.06% (stronger) | 0.33% |
| Return on assets | 0.63% (stronger) | -0.34% |
| Loans ÷ deposits | 69.3% | 56.6% (stronger) |
| Uninsured deposits | 2.4% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hemingford Community Federal Credit Union has the higher TellerScore (68 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Hemingford Community Federal Credit Union leads on 4 and Lincoln S.D.A. Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.