Side-by-side · Q2 2026 data
Hemingford Community Federal Credit Union vs Meridian Trust Federal Credit Union
Credit union
Hemingford Community Federal Credit Union
Hemingford, Nebraska · Under $100 million in assets
Metric by metric
| Measure | Hemingford Community Federal Credit Union | Meridian Trust Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 74 (stronger) |
| Capital cushion | 51 | 79 (stronger) |
| Loan quality | 82 (stronger) | 73 |
| Earnings | 45 | 58 (stronger) |
| Funding & liquidity | 91 (stronger) | 76 |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 36th | 63rd |
| Total assets | $10.0M | $730.5M |
| Deposits / shares | $9.0M | $627.7M |
| Capital ratio | 10.14% | 12.92% (stronger) |
| Problem loans | 0.55% (stronger) | 0.82% |
| Net charge-offs | 0.06% (stronger) | 0.29% |
| Return on assets | 0.63% | 0.95% (stronger) |
| Loans ÷ deposits | 69.3% (stronger) | 84.6% |
| Uninsured deposits | 2.4% (stronger) | 5.5% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Meridian Trust Federal Credit Union has the higher TellerScore (74 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Hemingford Community Federal Credit Union leads on 4 and Meridian Trust Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.