Side-by-side · Q2 2026 data
Heritage Bank vs Coastal Community Bank
Metric by metric
| Measure | Heritage Bank | Coastal Community Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 35 |
| Capital cushion | 52 (stronger) | 41 |
| Loan quality | 91 (stronger) | 24 |
| Earnings | 62 (stronger) | 0 |
| Funding & liquidity | 52 | 63 (stronger) |
| Problem-loan coverage | 97 (stronger) | 71 |
| Peer percentile | 49th | 1st |
| Total assets | $8.4B | $5.5B |
| Deposits / shares | $7.0B | $4.9B |
| Capital ratio | 10.23% (stronger) | 9.13% |
| Problem loans | 0.27% (stronger) | 2.27% |
| Net charge-offs | 0.03% (stronger) | 4.96% |
| Return on assets | 1.05% (stronger) | -1.10% |
| Loans ÷ deposits | 80.8% (stronger) | 83.7% |
| Uninsured deposits | 39.1% | 27.4% (stronger) |
| Offices | 66 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 36.1% | 3.0% |
Heritage Bank has the higher TellerScore (68 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Heritage Bank leads on 6 and Coastal Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Everett, WA
- Arlington, WA
- Camano Island, WA
- Marysville, WA
- Stanwood, WA