Side-by-side · Q2 2026 data
Heritage Bank, Inc. vs Superior Credit Union, Inc
Metric by metric
| Measure | Heritage Bank, Inc. | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 65 | 94 (stronger) |
| Capital cushion | 40 | 100 (stronger) |
| Loan quality | 84 | 93 (stronger) |
| Earnings | 61 | 94 (stronger) |
| Funding & liquidity | 71 | 84 (stronger) |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 36th | 99th |
| Total assets | $2.0B | $2.0B |
| Deposits / shares | $1.8B | $1.6B |
| Capital ratio | 9.01% | 15.20% (stronger) |
| Problem loans | 0.47% | 0.20% (stronger) |
| Net charge-offs | 0.12% | 0.02% (stronger) |
| Return on assets | 1.03% | 1.84% (stronger) |
| Loans ÷ deposits | 67.1% (stronger) | 76.5% |
| Uninsured deposits | 35.3% | 8.4% (stronger) |
| Offices | 19 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Heritage Bank, Inc. leads on 1 and Superior Credit Union, Inc on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.