Side-by-side · Q2 2026 data
Hershey Federal Credit Union vs Ingersoll-Rand Federal Credit Union
Credit union
Hershey Federal Credit Union
Hummelstown, Pennsylvania · $100 million – $1 billion
Credit union
Ingersoll-Rand Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Hershey Federal Credit Union | Ingersoll-Rand Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 62 (stronger) |
| Capital cushion | 45 | 85 (stronger) |
| Loan quality | 81 (stronger) | 49 |
| Earnings | 46 (stronger) | 12 |
| Funding & liquidity | 67 | 90 (stronger) |
| Problem-loan coverage | 83 | 86 (stronger) |
| Peer percentile | 24th | 26th |
| Total assets | $125.8M | $124.3M |
| Deposits / shares | $113.4M | $107.1M |
| Capital ratio | 9.53% | 13.53% (stronger) |
| Problem loans | 0.58% (stronger) | 1.54% |
| Net charge-offs | 0.14% (stronger) | 1.00% |
| Return on assets | 0.64% (stronger) | -0.19% |
| Loans ÷ deposits | 93.0% | 70.4% (stronger) |
| Uninsured deposits | 1.8% (stronger) | 4.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 14.5% |
Ingersoll-Rand Federal Credit Union has the higher TellerScore (62 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hershey Federal Credit Union leads on 4 and Ingersoll-Rand Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.