Side-by-side · Q2 2026 data
Hertford Savings Bank, SSB vs Cedar Hill National Bank
Metric by metric
| Measure | Hertford Savings Bank, SSB | Cedar Hill National Bank |
|---|---|---|
| TellerScore | 65 | 93 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 93 | 100 (stronger) |
| Earnings | 15 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 26th | 94th |
| Total assets | $20.7M | $16.0M |
| Deposits / shares | $18.5M | $2.0M |
| Capital ratio | 10.64% | 67.56% (stronger) |
| Problem loans | 0.22% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.12% | 4.79% (stronger) |
| Loans ÷ deposits | 78.5% | 0.0% (stronger) |
| Uninsured deposits | 4.2% (stronger) | 87.5% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cedar Hill National Bank has the higher TellerScore (93 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Hertford Savings Bank, SSB leads on 1 and Cedar Hill National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.