Side-by-side · Q2 2026 data
Hfs Federal Credit Union vs CU Hawaii Federal Credit Union
Metric by metric
| Measure | Hfs Federal Credit Union | CU Hawaii Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 74 (stronger) |
| Capital cushion | 43 | 60 (stronger) |
| Loan quality | 53 | 89 (stronger) |
| Earnings | 58 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 97 (stronger) |
| Peer percentile | 27th | 63rd |
| Total assets | $1.1B | $460.3M |
| Deposits / shares | $987.9M | $401.1M |
| Capital ratio | 9.32% | 10.97% (stronger) |
| Problem loans | 1.41% | 0.33% (stronger) |
| Net charge-offs | 0.61% | 0.16% (stronger) |
| Return on assets | 0.96% (stronger) | 0.58% |
| Loans ÷ deposits | 48.8% (stronger) | 52.9% |
| Uninsured deposits | 12.7% | 8.7% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
CU Hawaii Federal Credit Union has the higher TellerScore (74 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hfs Federal Credit Union leads on 2 and CU Hawaii Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hilo, HI
- Kailua Kona, HI
- Keaau, HI