Side-by-side · Q2 2026 data
Hfs Federal Credit Union vs Hamakua Federal Credit Union
Metric by metric
| Measure | Hfs Federal Credit Union | Hamakua Federal Credit Union |
|---|---|---|
| TellerScore | 61 | 90 (stronger) |
| Capital cushion | 43 | 95 (stronger) |
| Loan quality | 53 | 87 (stronger) |
| Earnings | 58 | 77 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 27th | 89th |
| Total assets | $1.1B | $23.4M |
| Deposits / shares | $987.9M | $19.9M |
| Capital ratio | 9.32% | 14.53% (stronger) |
| Problem loans | 1.41% | 0.38% (stronger) |
| Net charge-offs | 0.61% | 0.02% (stronger) |
| Return on assets | 0.96% | 1.43% (stronger) |
| Loans ÷ deposits | 48.8% | 47.9% (stronger) |
| Uninsured deposits | 12.7% | 6.6% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hamakua Federal Credit Union has the higher TellerScore (90 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Hfs Federal Credit Union leads on 0 and Hamakua Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.