Side-by-side · Q2 2026 data
Hfs Federal Credit Union vs Hawaii First Federal Credit Union
Credit union
Hawaii First Federal Credit Union
Kamuela, Hawaii · Under $100 million in assets
Metric by metric
| Measure | Hfs Federal Credit Union | Hawaii First Federal Credit Union |
|---|---|---|
| TellerScore | 61 (stronger) | 41 |
| Capital cushion | 43 | 48 (stronger) |
| Loan quality | 53 (stronger) | 0 |
| Earnings | 58 (stronger) | 56 |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 86 (stronger) | 32 |
| Peer percentile | 27th | 3rd |
| Total assets | $1.1B | $73.4M |
| Deposits / shares | $987.9M | $63.2M |
| Capital ratio | 9.32% | 9.78% (stronger) |
| Problem loans | 1.41% (stronger) | 3.68% |
| Net charge-offs | 0.61% (stronger) | 1.29% |
| Return on assets | 0.96% (stronger) | 0.90% |
| Loans ÷ deposits | 48.8% (stronger) | 76.6% |
| Uninsured deposits | 12.7% | 7.7% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hfs Federal Credit Union has the higher TellerScore (61 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Hfs Federal Credit Union leads on 5 and Hawaii First Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hilo, HI
- Kamuela, HI