Side-by-side · Q2 2026 data
High Country Bank vs Integrity Bank & Trust
Metric by metric
| Measure | High Country Bank | Integrity Bank & Trust |
|---|---|---|
| TellerScore | 56 | 62 (stronger) |
| Capital cushion | 46 (stronger) | 41 |
| Loan quality | 55 | 82 (stronger) |
| Earnings | 63 (stronger) | 56 |
| Funding & liquidity | 56 | 61 (stronger) |
| Problem-loan coverage | 78 | 86 (stronger) |
| Peer percentile | 13th | 22nd |
| Total assets | $528.5M | $459.6M |
| Deposits / shares | $450.5M | $372.6M |
| Capital ratio | 9.62% (stronger) | 9.11% |
| Problem loans | 1.34% | 0.54% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 1.08% (stronger) | 0.91% |
| Loans ÷ deposits | 97.8% | 92.6% (stronger) |
| Uninsured deposits | 20.7% (stronger) | 21.5% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | 2.1% |
Integrity Bank & Trust has the higher TellerScore (62 vs 56). On the 7 directional measures above (where higher or lower is clearly better), High Country Bank leads on 4 and Integrity Bank & Trust on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.