Side-by-side · Q2 2026 data
Highland Bank vs Platinum Bank
Metric by metric
| Measure | Highland Bank | Platinum Bank |
|---|---|---|
| TellerScore | 34 | 55 (stronger) |
| Capital cushion | 36 (stronger) | 35 |
| Loan quality | 16 | 73 (stronger) |
| Earnings | 22 | 81 (stronger) |
| Funding & liquidity | 60 (stronger) | 10 |
| Problem-loan coverage | 60 | 81 (stronger) |
| Peer percentile | 1st | 11th |
| Total assets | $775.9M | $739.1M |
| Deposits / shares | $684.4M | $601.1M |
| Capital ratio | 8.58% (stronger) | 8.55% |
| Problem loans | 2.51% | 0.81% (stronger) |
| Net charge-offs | 0.80% | 0.00% (stronger) |
| Return on assets | 0.04% | 1.53% (stronger) |
| Loans ÷ deposits | 80.2% (stronger) | 107.1% |
| Uninsured deposits | 33.2% (stronger) | 54.3% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | 2.1% |
Platinum Bank has the higher TellerScore (55 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Highland Bank leads on 3 and Platinum Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.