Side-by-side · Q2 2026 data
Highland Bank vs Think Mutual Bank
Metric by metric
| Measure | Highland Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 34 | 86 (stronger) |
| Capital cushion | 36 | 100 (stronger) |
| Loan quality | 16 | 92 (stronger) |
| Earnings | 22 | 45 (stronger) |
| Funding & liquidity | 60 | 95 (stronger) |
| Problem-loan coverage | 60 | 98 (stronger) |
| Peer percentile | 1st | 97th |
| Total assets | $775.9M | $2.2B |
| Deposits / shares | $684.4M | $1.9B |
| Capital ratio | 8.58% | 16.25% (stronger) |
| Problem loans | 2.51% | 0.25% (stronger) |
| Net charge-offs | 0.80% | 0.05% (stronger) |
| Return on assets | 0.04% | 0.63% (stronger) |
| Loans ÷ deposits | 80.2% | 64.8% (stronger) |
| Uninsured deposits | 33.2% | 5.8% (stronger) |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 34). On the 7 directional measures above (where higher or lower is clearly better), Highland Bank leads on 0 and Think Mutual Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.