Side-by-side · Q2 2026 data
Highland State Bank vs Columbia Savings and Loan Association
Metric by metric
| Measure | Highland State Bank | Columbia Savings and Loan Association |
|---|---|---|
| TellerScore | 65 (stronger) | 13 |
| Capital cushion | 70 (stronger) | 5 |
| Loan quality | 23 (stronger) | 0 |
| Earnings | 71 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 77 |
| Problem-loan coverage | 86 (stronger) | 0 |
| Peer percentile | 26th | 0th |
| Total assets | $44.9M | $20.6M |
| Deposits / shares | $38.7M | $19.3M |
| Capital ratio | 11.98% (stronger) | 5.46% |
| Problem loans | 2.31% (stronger) | 19.47% |
| Net charge-offs | 0.00% (stronger) | 0.06% |
| Return on assets | 1.28% (stronger) | -3.27% |
| Loans ÷ deposits | 44.4% (stronger) | 83.4% |
| Uninsured deposits | 12.7% | 1.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Highland State Bank has the higher TellerScore (65 vs 13). On the 7 directional measures above (where higher or lower is clearly better), Highland State Bank leads on 6 and Columbia Savings and Loan Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.