Side-by-side · Q2 2026 data
Highland State Bank vs Park Bank, National Association
Metric by metric
| Measure | Highland State Bank | Park Bank, National Association |
|---|---|---|
| TellerScore | 65 (stronger) | 63 |
| Capital cushion | 70 | 93 (stronger) |
| Loan quality | 23 | 26 (stronger) |
| Earnings | 71 (stronger) | 24 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 90 (stronger) |
| Peer percentile | 26th | 22nd |
| Total assets | $44.9M | $76.5M |
| Deposits / shares | $38.7M | $63.7M |
| Capital ratio | 11.98% | 14.26% (stronger) |
| Problem loans | 2.31% | 2.23% (stronger) |
| Net charge-offs | 0.00% | -0.42% (stronger) |
| Return on assets | 1.28% (stronger) | 0.11% |
| Loans ÷ deposits | 44.4% | 39.9% (stronger) |
| Uninsured deposits | 12.7% | 10.4% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.9% |
Highland State Bank has the higher TellerScore (65 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Highland State Bank leads on 2 and Park Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.