Side-by-side · Q2 2026 data
Highmark Federal Credit Union vs Rushmore Electric Federal Credit Union
Credit union
Highmark Federal Credit Union
Rapid City, South Dakota · $100 million – $1 billion
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Highmark Federal Credit Union | Rushmore Electric Federal Credit Union |
|---|---|---|
| TellerScore | 46 | 72 (stronger) |
| Capital cushion | 27 | 50 (stronger) |
| Loan quality | 52 | 83 (stronger) |
| Earnings | 34 | 56 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 67 | 97 (stronger) |
| Peer percentile | 3rd | 44th |
| Total assets | $257.8M | $29.3M |
| Deposits / shares | $235.1M | $26.2M |
| Capital ratio | 7.67% | 10.00% (stronger) |
| Problem loans | 1.43% | 0.50% (stronger) |
| Net charge-offs | 0.71% | 0.00% (stronger) |
| Return on assets | 0.36% | 0.90% (stronger) |
| Loans ÷ deposits | 82.1% | 28.4% (stronger) |
| Uninsured deposits | 11.3% (stronger) | 13.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Rushmore Electric Federal Credit Union has the higher TellerScore (72 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Highmark Federal Credit Union leads on 1 and Rushmore Electric Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.