Side-by-side · Q2 2026 data
Hills Bank and Trust Company vs Hiawatha Bank and Trust Company
Metric by metric
| Measure | Hills Bank and Trust Company | Hiawatha Bank and Trust Company |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 84 (stronger) | 60 |
| Loan quality | 87 | 93 (stronger) |
| Earnings | 100 (stronger) | 73 |
| Funding & liquidity | 48 | 60 (stronger) |
| Problem-loan coverage | 96 | 96 |
| Peer percentile | 95th | 57th |
| Total assets | $4.8B | $156.9M |
| Deposits / shares | $3.5B | $133.9M |
| Capital ratio | 13.36% (stronger) | 10.98% |
| Problem loans | 0.40% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 2.08% (stronger) | 1.33% |
| Loans ÷ deposits | 102.2% | 79.8% (stronger) |
| Uninsured deposits | 23.8% (stronger) | 33.5% |
| Offices | 19 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.6% | 2.2% |
Hills Bank and Trust Company has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Hills Bank and Trust Company leads on 5 and Hiawatha Bank and Trust Company on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.