Side-by-side · Q2 2026 data
HNB National Bank vs Town & Country Bank Midwest
Metric by metric
| Measure | HNB National Bank | Town & Country Bank Midwest |
|---|---|---|
| TellerScore | 81 | 92 (stronger) |
| Capital cushion | 47 | 99 (stronger) |
| Loan quality | 98 (stronger) | 95 |
| Earnings | 100 | 100 |
| Funding & liquidity | 86 (stronger) | 63 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 91st | 97th |
| Total assets | $1.3B | $279.3M |
| Deposits / shares | $1.2B | $237.0M |
| Capital ratio | 9.72% | 14.89% (stronger) |
| Problem loans | 0.06% (stronger) | 0.15% |
| Net charge-offs | 0.00% (stronger) | 0.32% |
| Return on assets | 2.66% | 3.19% (stronger) |
| Loans ÷ deposits | 74.1% (stronger) | 86.5% |
| Uninsured deposits | 14.2% (stronger) | 24.4% |
| Offices | 17 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.2% | — |
Town & Country Bank Midwest has the higher TellerScore (92 vs 81). On the 7 directional measures above (where higher or lower is clearly better), HNB National Bank leads on 4 and Town & Country Bank Midwest on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.