Side-by-side · Q2 2026 data
Hoboken N J Police Federal Credit Union vs 1st Bergen Federal Credit Union
Credit union
Hoboken N J Police Federal Credit Union
Hoboken, New Jersey · Under $100 million in assets
Credit union
1st Bergen Federal Credit Union
Hackensack, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Hoboken N J Police Federal Credit Union | 1st Bergen Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 63 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 0 | 59 (stronger) |
| Funding & liquidity | 74 | 81 (stronger) |
| Problem-loan coverage | 78 | 89 (stronger) |
| Peer percentile | 8th | 26th |
| Total assets | $10.3M | $11.2M |
| Deposits / shares | $7.8M | $7.4M |
| Capital ratio | 22.73% | 27.67% (stronger) |
| Problem loans | 3.84% | 2.99% (stronger) |
| Net charge-offs | -0.24% (stronger) | 1.39% |
| Return on assets | -1.20% | 0.97% (stronger) |
| Loans ÷ deposits | 86.0% | 79.3% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 8.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
1st Bergen Federal Credit Union has the higher TellerScore (63 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Hoboken N J Police Federal Credit Union leads on 2 and 1st Bergen Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.