Side-by-side · Q2 2026 data
Hoboken N J Police Federal Credit Union vs Goya Foods Employees Federal Credit Union
Credit union
Hoboken N J Police Federal Credit Union
Hoboken, New Jersey · Under $100 million in assets
Credit union
Goya Foods Employees Federal Credit Union
Jersey City, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Hoboken N J Police Federal Credit Union | Goya Foods Employees Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 71 (stronger) |
| Earnings | 0 | 69 (stronger) |
| Funding & liquidity | 74 | 100 (stronger) |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 8th | 80th |
| Total assets | $10.3M | $11.2M |
| Deposits / shares | $7.8M | $8.7M |
| Capital ratio | 22.73% (stronger) | 22.45% |
| Problem loans | 3.84% | 0.86% (stronger) |
| Net charge-offs | -0.24% (stronger) | 0.00% |
| Return on assets | -1.20% | 1.23% (stronger) |
| Loans ÷ deposits | 86.0% | 13.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Goya Foods Employees Federal Credit Union has the higher TellerScore (86 vs 49). On the 6 directional measures above (where higher or lower is clearly better), Hoboken N J Police Federal Credit Union leads on 2 and Goya Foods Employees Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.