Side-by-side · Q2 2026 data
Holcomb Bank vs Community Bank
Metric by metric
| Measure | Holcomb Bank | Community Bank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 99 (stronger) | 50 |
| Earnings | 81 (stronger) | 78 |
| Funding & liquidity | 63 (stronger) | 57 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 50th | 61st |
| Total assets | $304.8M | $310.8M |
| Deposits / shares | $239.4M | $210.7M |
| Capital ratio | 8.84% | 16.02% (stronger) |
| Problem loans | 0.03% (stronger) | 1.50% |
| Net charge-offs | -0.02% | -0.06% (stronger) |
| Return on assets | 1.53% (stronger) | 1.46% |
| Loans ÷ deposits | 95.5% (stronger) | 102.1% |
| Uninsured deposits | 16.4% | 16.4% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.1% | — |
Community Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Holcomb Bank leads on 3 and Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.