Side-by-side · Q2 2026 data
Holy Family Parma Federal Credit Union vs Local Union 392 Federal Credit Union
Credit union
Holy Family Parma Federal Credit Union
Parma, Ohio · Under $100 million in assets
Credit union
Local Union 392 Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Holy Family Parma Federal Credit Union | Local Union 392 Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 75 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 30 (stronger) |
| Earnings | 30 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 22nd | 52nd |
| Total assets | $16.8M | $17.5M |
| Deposits / shares | $13.5M | $14.7M |
| Capital ratio | 19.46% (stronger) | 15.87% |
| Problem loans | 5.49% | 2.09% (stronger) |
| Net charge-offs | -1.11% (stronger) | 0.38% |
| Return on assets | 0.26% | 1.35% (stronger) |
| Loans ÷ deposits | 17.3% (stronger) | 65.5% |
| Uninsured deposits | 4.4% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Local Union 392 Federal Credit Union has the higher TellerScore (75 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Holy Family Parma Federal Credit Union leads on 3 and Local Union 392 Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.