Side-by-side · Q2 2026 data
Holy Family Parma Federal Credit Union vs Minerva Area Federal Credit Union
Credit union
Holy Family Parma Federal Credit Union
Parma, Ohio · Under $100 million in assets
Credit union
Minerva Area Federal Credit Union
Minerva, Ohio · Under $100 million in assets
Metric by metric
| Measure | Holy Family Parma Federal Credit Union | Minerva Area Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 30 | 73 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 22nd | 94th |
| Total assets | $16.8M | $17.9M |
| Deposits / shares | $13.5M | $15.1M |
| Capital ratio | 19.46% (stronger) | 15.08% |
| Problem loans | 5.49% | 0.14% (stronger) |
| Net charge-offs | -1.11% (stronger) | 2.54% |
| Return on assets | 0.26% | 1.33% (stronger) |
| Loans ÷ deposits | 17.3% (stronger) | 50.9% |
| Uninsured deposits | 4.4% | 0.6% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Minerva Area Federal Credit Union has the higher TellerScore (93 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Holy Family Parma Federal Credit Union leads on 3 and Minerva Area Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.