Side-by-side · Q2 2026 data
Home Bank and Trust Company vs Bank of Commerce
Metric by metric
| Measure | Home Bank and Trust Company | Bank of Commerce |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 33 | 42 (stronger) |
| Loan quality | 79 | 98 (stronger) |
| Earnings | 100 (stronger) | 78 |
| Funding & liquidity | 53 | 74 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 34th | 57th |
| Total assets | $183.3M | $497.5M |
| Deposits / shares | $166.8M | $439.3M |
| Capital ratio | 8.28% | 9.19% (stronger) |
| Problem loans | 0.63% | 0.05% (stronger) |
| Net charge-offs | -0.24% (stronger) | -0.00% |
| Return on assets | 2.17% (stronger) | 1.46% |
| Loans ÷ deposits | 91.5% | 75.2% (stronger) |
| Uninsured deposits | 28.9% | 25.4% (stronger) |
| Offices | 5 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 11.9% |
Bank of Commerce has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Home Bank and Trust Company leads on 2 and Bank of Commerce on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.