Side-by-side · Q2 2026 data
Home Bank and Trust Company vs Emprise Bank
Metric by metric
| Measure | Home Bank and Trust Company | Emprise Bank |
|---|---|---|
| TellerScore | 67 (stronger) | 66 |
| Capital cushion | 33 (stronger) | 27 |
| Loan quality | 79 | 88 (stronger) |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 53 | 66 (stronger) |
| Problem-loan coverage | 89 | 94 (stronger) |
| Peer percentile | 34th | 40th |
| Total assets | $183.3M | $2.8B |
| Deposits / shares | $166.8M | $2.5B |
| Capital ratio | 8.28% (stronger) | 7.69% |
| Problem loans | 0.63% | 0.37% (stronger) |
| Net charge-offs | -0.24% (stronger) | 0.08% |
| Return on assets | 2.17% (stronger) | 1.58% |
| Loans ÷ deposits | 91.5% | 80.0% (stronger) |
| Uninsured deposits | 28.9% | 28.2% (stronger) |
| Offices | 5 | 31 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 34.6% |
Home Bank and Trust Company has the higher TellerScore (67 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Home Bank and Trust Company leads on 4 and Emprise Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wichita, KS
- Clearwater, KS
- Eureka, KS