Side-by-side · Q2 2026 data
Home Bank of California vs Axos Bank
Metric by metric
| Measure | Home Bank of California | Axos Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 71 |
| Capital cushion | 73 (stronger) | 42 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 100 | 100 |
| Funding & liquidity | 48 | 54 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 86th | 76th |
| Total assets | $255.4M | $28.9B |
| Deposits / shares | $192.2M | $24.8B |
| Capital ratio | 12.27% (stronger) | 9.24% |
| Problem loans | 0.00% (stronger) | 0.44% |
| Net charge-offs | -0.00% (stronger) | 0.09% |
| Return on assets | 2.34% (stronger) | 2.16% |
| Loans ÷ deposits | 121.2% | 99.5% (stronger) |
| Uninsured deposits | 16.6% (stronger) | 21.2% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | 632 |
| Complaints per $1B deposits | — | 25.5 |
| Mortgage denial rate (HMDA) | — | 37.2% |
Home Bank of California has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Home Bank of California leads on 6 and Axos Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.