Side-by-side · Q2 2026 data
Home Bank of California vs CalPrivate Bank
Metric by metric
| Measure | Home Bank of California | CalPrivate Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 65 |
| Capital cushion | 73 (stronger) | 65 |
| Loan quality | 100 (stronger) | 58 |
| Earnings | 100 | 100 |
| Funding & liquidity | 48 (stronger) | 26 |
| Problem-loan coverage | 100 (stronger) | 75 |
| Peer percentile | 86th | 36th |
| Total assets | $255.4M | $2.7B |
| Deposits / shares | $192.2M | $2.4B |
| Capital ratio | 12.27% (stronger) | 11.52% |
| Problem loans | 0.00% (stronger) | 1.26% |
| Net charge-offs | -0.00% (stronger) | 0.08% |
| Return on assets | 2.34% (stronger) | 2.02% |
| Loans ÷ deposits | 121.2% | 88.2% (stronger) |
| Uninsured deposits | 16.6% (stronger) | 56.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Bank of California has the higher TellerScore (84 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Home Bank of California leads on 6 and CalPrivate Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.