Side-by-side · Q2 2026 data
Home Bank of California vs Sag-Aftra Federal Credit Union
Metric by metric
| Measure | Home Bank of California | Sag-Aftra Federal Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 73 | 81 (stronger) |
| Loan quality | 100 (stronger) | 79 |
| Earnings | 100 (stronger) | 64 |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 86th | 80th |
| Total assets | $255.4M | $335.6M |
| Deposits / shares | $192.2M | $287.1M |
| Capital ratio | 12.27% | 13.13% (stronger) |
| Problem loans | 0.00% (stronger) | 0.63% |
| Net charge-offs | -0.00% (stronger) | 0.73% |
| Return on assets | 2.34% (stronger) | 1.11% |
| Loans ÷ deposits | 121.2% | 57.0% (stronger) |
| Uninsured deposits | 16.6% | 12.7% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Home Bank of California has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Home Bank of California leads on 4 and Sag-Aftra Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.