Side-by-side · Q2 2026 data
Home Banking Company vs Fort Financial Federal Credit Union
Credit union
Fort Financial Federal Credit Union
Fort Wayne, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Home Banking Company | Fort Financial Federal Credit Union |
|---|---|---|
| TellerScore | 57 | 76 (stronger) |
| Capital cushion | 51 | 68 (stronger) |
| Loan quality | 50 | 83 (stronger) |
| Earnings | 37 | 69 (stronger) |
| Funding & liquidity | 88 (stronger) | 78 |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 14th | 68th |
| Total assets | $124.0M | $397.3M |
| Deposits / shares | $111.5M | $348.7M |
| Capital ratio | 10.08% | 11.81% (stronger) |
| Problem loans | 1.49% | 0.50% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.22% |
| Return on assets | 0.42% | 1.22% (stronger) |
| Loans ÷ deposits | 55.6% (stronger) | 82.3% |
| Uninsured deposits | 25.7% | 4.8% (stronger) |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.8% |
Fort Financial Federal Credit Union has the higher TellerScore (76 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Home Banking Company leads on 2 and Fort Financial Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.