Side-by-side · Q2 2026 data
Home Banking Company vs The Peoples Bank
Metric by metric
| Measure | Home Banking Company | The Peoples Bank |
|---|---|---|
| TellerScore | 57 | 72 (stronger) |
| Capital cushion | 51 | 52 (stronger) |
| Loan quality | 50 | 89 (stronger) |
| Earnings | 37 | 60 (stronger) |
| Funding & liquidity | 88 (stronger) | 83 |
| Problem-loan coverage | 84 | 97 (stronger) |
| Peer percentile | 14th | 50th |
| Total assets | $124.0M | $581.8M |
| Deposits / shares | $111.5M | $522.6M |
| Capital ratio | 10.08% | 10.25% (stronger) |
| Problem loans | 1.49% | 0.34% (stronger) |
| Net charge-offs | 0.05% | -0.03% (stronger) |
| Return on assets | 0.42% | 1.00% (stronger) |
| Loans ÷ deposits | 55.6% | 45.2% (stronger) |
| Uninsured deposits | 25.7% (stronger) | 30.5% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Peoples Bank has the higher TellerScore (72 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Home Banking Company leads on 1 and The Peoples Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.