Side-by-side · Q2 2026 data
Home Federal Savings and Loan Association of Niles vs Doy Federal Credit Union
Bank
Home Federal Savings and Loan Association of Niles
Niles, Ohio · $100 million – $1 billion
Metric by metric
| Measure | Home Federal Savings and Loan Association of Niles | Doy Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 85 (stronger) |
| Capital cushion | 57 | 91 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 47 | 50 (stronger) |
| Funding & liquidity | 29 | 100 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 17th | 77th |
| Total assets | $159.1M | $70.8M |
| Deposits / shares | $86.5M | $60.8M |
| Capital ratio | 10.74% | 14.12% (stronger) |
| Problem loans | 0.70% | 0.25% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.66% | 0.75% (stronger) |
| Loans ÷ deposits | 140.7% | 44.9% (stronger) |
| Uninsured deposits | 33.8% | 4.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Doy Federal Credit Union has the higher TellerScore (85 vs 59). On the 6 directional measures above (where higher or lower is clearly better), Home Federal Savings and Loan Association of Niles leads on 0 and Doy Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.