Side-by-side · Q2 2026 data
Home National Bank vs The Covington Savings and Loan Association
Bank
The Covington Savings and Loan Association
Covington, Ohio · Under $100 million in assets
Metric by metric
| Measure | Home National Bank | The Covington Savings and Loan Association |
|---|---|---|
| TellerScore | 52 | 91 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 19 | 100 (stronger) |
| Earnings | 56 | 60 (stronger) |
| Funding & liquidity | 83 | 93 (stronger) |
| Problem-loan coverage | 71 | 100 (stronger) |
| Peer percentile | 11th | 90th |
| Total assets | $95.0M | $84.0M |
| Deposits / shares | $84.0M | $68.4M |
| Capital ratio | 10.46% | 18.60% (stronger) |
| Problem loans | 2.43% | 0.00% (stronger) |
| Net charge-offs | 0.28% | 0.00% (stronger) |
| Return on assets | 0.90% | 0.99% (stronger) |
| Loans ÷ deposits | 67.3% | 66.9% (stronger) |
| Uninsured deposits | 23.5% | 9.9% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
The Covington Savings and Loan Association has the higher TellerScore (91 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Home National Bank leads on 0 and The Covington Savings and Loan Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.