Side-by-side · Q2 2026 data
Home Savings Bank vs Norfolk Fire Department Federal Credit Union
Credit union
Norfolk Fire Department Federal Credit Union
Norfolk, Virginia · Under $100 million in assets
Metric by metric
| Measure | Home Savings Bank | Norfolk Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 86 |
| Earnings | 56 | 82 (stronger) |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 94th |
| Total assets | $108.8M | $26.8M |
| Deposits / shares | $76.4M | $21.4M |
| Capital ratio | 15.73% | 20.12% (stronger) |
| Problem loans | 0.00% (stronger) | 0.41% |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 0.89% | 1.55% (stronger) |
| Loans ÷ deposits | 121.1% | 30.4% (stronger) |
| Uninsured deposits | 8.6% | 3.2% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Norfolk Fire Department Federal Credit Union has the higher TellerScore (93 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Home Savings Bank leads on 2 and Norfolk Fire Department Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.