Side-by-side · Q2 2026 data
Home State Bank vs American Bank and Trust Company, National Association
Bank
American Bank and Trust Company, National Association
Davenport, Iowa · $100 million – $1 billion
Metric by metric
| Measure | Home State Bank | American Bank and Trust Company, National Association |
|---|---|---|
| TellerScore | 38 | 61 (stronger) |
| Capital cushion | 39 | 51 (stronger) |
| Loan quality | 26 | 71 (stronger) |
| Earnings | 9 | 51 (stronger) |
| Funding & liquidity | 74 (stronger) | 62 |
| Problem-loan coverage | 66 | 87 (stronger) |
| Peer percentile | 2nd | 20th |
| Total assets | $480.7M | $480.9M |
| Deposits / shares | $436.9M | $387.8M |
| Capital ratio | 8.91% | 10.06% (stronger) |
| Problem loans | 2.21% | 0.86% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.19% |
| Return on assets | -0.27% | 0.78% (stronger) |
| Loans ÷ deposits | 86.6% | 84.4% (stronger) |
| Uninsured deposits | 6.5% (stronger) | 27.1% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 6.9% |
American Bank and Trust Company, National Association has the higher TellerScore (61 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Home State Bank leads on 2 and American Bank and Trust Company, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.