Side-by-side · Q2 2026 data
Home State Bank vs Rolling Hills Bank & Trust
Metric by metric
| Measure | Home State Bank | Rolling Hills Bank & Trust |
|---|---|---|
| TellerScore | 38 | 77 (stronger) |
| Capital cushion | 39 | 68 (stronger) |
| Loan quality | 26 | 90 (stronger) |
| Earnings | 9 | 78 (stronger) |
| Funding & liquidity | 74 (stronger) | 57 |
| Problem-loan coverage | 66 | 97 (stronger) |
| Peer percentile | 2nd | 68th |
| Total assets | $480.7M | $484.4M |
| Deposits / shares | $436.9M | $416.2M |
| Capital ratio | 8.91% | 11.85% (stronger) |
| Problem loans | 2.21% | 0.30% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | -0.27% | 1.45% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 90.9% |
| Uninsured deposits | 6.5% (stronger) | 26.2% |
| Offices | 2 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 4.3% |
Rolling Hills Bank & Trust has the higher TellerScore (77 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Home State Bank leads on 2 and Rolling Hills Bank & Trust on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.