Side-by-side · Q2 2026 data
Home State Bank, National Association vs Abbott Laboratories Credit Union
Metric by metric
| Measure | Home State Bank, National Association | Abbott Laboratories Credit Union |
|---|---|---|
| TellerScore | 82 | 89 (stronger) |
| Capital cushion | 68 | 95 (stronger) |
| Loan quality | 98 (stronger) | 96 |
| Earnings | 81 (stronger) | 58 |
| Funding & liquidity | 71 | 98 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 82nd | 97th |
| Total assets | $776.0M | $1.1B |
| Deposits / shares | $686.6M | $981.6M |
| Capital ratio | 11.79% | 14.49% (stronger) |
| Problem loans | 0.07% (stronger) | 0.11% |
| Net charge-offs | -0.01% (stronger) | 0.16% |
| Return on assets | 1.52% (stronger) | 0.95% |
| Loans ÷ deposits | 74.5% | 62.6% (stronger) |
| Uninsured deposits | 28.5% | 0.0% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.2% | — |
Abbott Laboratories Credit Union has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Home State Bank, National Association leads on 3 and Abbott Laboratories Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.