Side-by-side · Q2 2026 data
HomeBank vs First Midwest Bank of the Ozarks
Metric by metric
| Measure | HomeBank | First Midwest Bank of the Ozarks |
|---|---|---|
| TellerScore | 74 (stronger) | 69 |
| Capital cushion | 46 | 58 (stronger) |
| Loan quality | 90 (stronger) | 67 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 55 (stronger) | 51 |
| Problem-loan coverage | 95 (stronger) | 85 |
| Peer percentile | 57th | 40th |
| Total assets | $733.3M | $733.2M |
| Deposits / shares | $604.3M | $646.6M |
| Capital ratio | 9.61% | 10.84% (stronger) |
| Problem loans | 0.29% (stronger) | 1.00% |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 2.12% (stronger) | 1.81% |
| Loans ÷ deposits | 102.4% | 96.8% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 26.2% |
| Offices | 9 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 3.9% |
HomeBank has the higher TellerScore (74 vs 69). On the 7 directional measures above (where higher or lower is clearly better), HomeBank leads on 5 and First Midwest Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.