Side-by-side · Q2 2026 data
HomeBank vs Members "first" Community Credit Union
Credit union
Members "first" Community Credit Union
Quincy, Illinois · $100 million – $1 billion
Metric by metric
| Measure | HomeBank | Members "first" Community Credit Union |
|---|---|---|
| TellerScore | 74 | 92 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 90 | 99 (stronger) |
| Earnings | 100 (stronger) | 89 |
| Funding & liquidity | 55 | 64 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 57th | 97th |
| Total assets | $733.3M | $111.6M |
| Deposits / shares | $604.3M | $82.4M |
| Capital ratio | 9.61% | 25.42% (stronger) |
| Problem loans | 0.29% | 0.03% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 2.12% (stronger) | 1.74% |
| Loans ÷ deposits | 102.4% | 95.8% (stronger) |
| Uninsured deposits | 17.1% | 1.3% (stronger) |
| Offices | 9 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Members "first" Community Credit Union has the higher TellerScore (92 vs 74). On the 7 directional measures above (where higher or lower is clearly better), HomeBank leads on 2 and Members "first" Community Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.