Side-by-side · Q2 2026 data
HomeBank vs Peoples Community Bank
Metric by metric
| Measure | HomeBank | Peoples Community Bank |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 46 | 100 (stronger) |
| Loan quality | 90 (stronger) | 59 |
| Earnings | 100 | 100 |
| Funding & liquidity | 55 | 62 (stronger) |
| Problem-loan coverage | 95 (stronger) | 91 |
| Peer percentile | 57th | 84th |
| Total assets | $733.3M | $735.2M |
| Deposits / shares | $604.3M | $599.8M |
| Capital ratio | 9.61% | 18.54% (stronger) |
| Problem loans | 0.29% (stronger) | 1.23% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 2.12% | 2.61% (stronger) |
| Loans ÷ deposits | 102.4% | 82.3% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 29.0% |
| Offices | 9 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 8.3% |
Peoples Community Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), HomeBank leads on 2 and Peoples Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.