Side-by-side · Q2 2026 data
Homestead Bank vs Home Federal Savings and Loan Association of Grand Island
Bank
Home Federal Savings and Loan Association of Grand Island
Grand Island, Nebraska · $100 million – $1 billion
Metric by metric
| Measure | Homestead Bank | Home Federal Savings and Loan Association of Grand Island |
|---|---|---|
| TellerScore | 91 (stronger) | 80 |
| Capital cushion | 100 (stronger) | 84 |
| Loan quality | 93 | 94 (stronger) |
| Earnings | 86 (stronger) | 60 |
| Funding & liquidity | 73 (stronger) | 65 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 96th | 77th |
| Total assets | $537.0M | $562.9M |
| Deposits / shares | $413.6M | $482.1M |
| Capital ratio | 18.62% (stronger) | 13.38% |
| Problem loans | 0.20% | 0.19% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.65% (stronger) | 1.01% |
| Loans ÷ deposits | 80.2% (stronger) | 91.7% |
| Uninsured deposits | 21.5% | 18.7% (stronger) |
| Offices | 10 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.6% |
Homestead Bank has the higher TellerScore (91 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Homestead Bank leads on 4 and Home Federal Savings and Loan Association of Grand Island on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lexington, NE