Side-by-side · Q2 2026 data
Homestead Savings Bank vs Marshall Community Credit Union
Metric by metric
| Measure | Homestead Savings Bank | Marshall Community Credit Union |
|---|---|---|
| TellerScore | 68 | 78 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 92 (stronger) | 31 |
| Earnings | 50 | 100 (stronger) |
| Funding & liquidity | 83 (stronger) | 81 |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 33rd | 74th |
| Total assets | $71.6M | $371.8M |
| Deposits / shares | $64.6M | $304.2M |
| Capital ratio | 9.42% | 17.17% (stronger) |
| Problem loans | 0.24% (stronger) | 2.08% |
| Net charge-offs | -0.00% (stronger) | 0.39% |
| Return on assets | 0.75% | 2.10% (stronger) |
| Loans ÷ deposits | 77.1% (stronger) | 78.8% |
| Uninsured deposits | 12.0% (stronger) | 13.8% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.6% |
Marshall Community Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Homestead Savings Bank leads on 4 and Marshall Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.