Side-by-side · Q2 2026 data
HomeTown Bank vs BankVista
Metric by metric
| Measure | HomeTown Bank | BankVista |
|---|---|---|
| TellerScore | 64 (stronger) | 46 |
| Capital cushion | 33 | 49 (stronger) |
| Loan quality | 88 (stronger) | 26 |
| Earnings | 54 | 69 (stronger) |
| Funding & liquidity | 76 (stronger) | 32 |
| Problem-loan coverage | 94 (stronger) | 64 |
| Peer percentile | 26th | 5th |
| Total assets | $691.9M | $651.1M |
| Deposits / shares | $617.5M | $540.6M |
| Capital ratio | 8.27% | 9.93% (stronger) |
| Problem loans | 0.37% (stronger) | 2.21% |
| Net charge-offs | -0.00% (stronger) | 0.47% |
| Return on assets | 0.85% | 1.24% (stronger) |
| Loans ÷ deposits | 82.4% (stronger) | 107.5% |
| Uninsured deposits | 16.3% (stronger) | 34.1% |
| Offices | 10 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | — |
HomeTown Bank has the higher TellerScore (64 vs 46). On the 7 directional measures above (where higher or lower is clearly better), HomeTown Bank leads on 5 and BankVista on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.