Side-by-side · Q2 2026 data
HomeTown Bank vs Think Mutual Bank
Metric by metric
| Measure | HomeTown Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 64 | 86 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 54 (stronger) | 45 |
| Funding & liquidity | 76 | 95 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 26th | 97th |
| Total assets | $691.9M | $2.2B |
| Deposits / shares | $617.5M | $1.9B |
| Capital ratio | 8.27% | 16.25% (stronger) |
| Problem loans | 0.37% | 0.25% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 0.85% (stronger) | 0.63% |
| Loans ÷ deposits | 82.4% | 64.8% (stronger) |
| Uninsured deposits | 16.3% | 5.8% (stronger) |
| Offices | 10 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.2% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 64). On the 7 directional measures above (where higher or lower is clearly better), HomeTown Bank leads on 2 and Think Mutual Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.