Side-by-side · Q2 2026 data
Hometown Community Bank vs Red River State Bank
Metric by metric
| Measure | Hometown Community Bank | Red River State Bank |
|---|---|---|
| TellerScore | 57 | 59 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 41 (stronger) | 0 |
| Earnings | 93 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 55 |
| Problem-loan coverage | 69 (stronger) | 10 |
| Peer percentile | 14th | 17th |
| Total assets | $105.7M | $110.2M |
| Deposits / shares | $90.8M | $91.7M |
| Capital ratio | 9.09% | 15.24% (stronger) |
| Problem loans | 1.78% (stronger) | 8.88% |
| Net charge-offs | 0.00% | -0.67% (stronger) |
| Return on assets | 1.84% | 2.18% (stronger) |
| Loans ÷ deposits | 99.1% (stronger) | 105.4% |
| Uninsured deposits | 11.5% | 10.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Red River State Bank has the higher TellerScore (59 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Hometown Community Bank leads on 2 and Red River State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.