Side-by-side · Q2 2026 data
Hometown Credit Union vs North Star Community Credit Union
Credit union
North Star Community Credit Union
Maddock, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | Hometown Credit Union | North Star Community Credit Union |
|---|---|---|
| TellerScore | 58 | 61 (stronger) |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 0 | 4 (stronger) |
| Earnings | 77 (stronger) | 67 |
| Funding & liquidity | 62 | 76 (stronger) |
| Problem-loan coverage | 30 | 71 (stronger) |
| Peer percentile | 16th | 24th |
| Total assets | $223.1M | $464.8M |
| Deposits / shares | $182.0M | $396.8M |
| Capital ratio | 15.56% (stronger) | 14.31% |
| Problem loans | 6.81% | 2.87% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.44% |
| Return on assets | 1.43% (stronger) | 1.18% |
| Loans ÷ deposits | 98.1% | 84.3% (stronger) |
| Uninsured deposits | 8.9% | 7.3% (stronger) |
| Offices | 3 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
North Star Community Credit Union has the higher TellerScore (61 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hometown Credit Union leads on 3 and North Star Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.