Side-by-side · Q2 2026 data
Hometown Credit Union vs United Savings Credit Union
Metric by metric
| Measure | Hometown Credit Union | United Savings Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 50 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 0 | 4 (stronger) |
| Earnings | 77 (stronger) | 36 |
| Funding & liquidity | 62 | 78 (stronger) |
| Problem-loan coverage | 30 | 68 (stronger) |
| Peer percentile | 16th | 6th |
| Total assets | $223.1M | $125.2M |
| Deposits / shares | $182.0M | $108.6M |
| Capital ratio | 15.56% (stronger) | 12.70% |
| Problem loans | 6.81% | 2.88% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.35% |
| Return on assets | 1.43% (stronger) | 0.40% |
| Loans ÷ deposits | 98.1% | 82.4% (stronger) |
| Uninsured deposits | 8.9% | 5.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Hometown Credit Union has the higher TellerScore (58 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Hometown Credit Union leads on 4 and United Savings Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.