Side-by-side · Q2 2026 data
Hometown National Bank vs Community Bank
Metric by metric
| Measure | Hometown National Bank | Community Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 75 |
| Capital cushion | 63 | 100 (stronger) |
| Loan quality | 94 (stronger) | 50 |
| Earnings | 63 | 78 (stronger) |
| Funding & liquidity | 88 (stronger) | 57 |
| Problem-loan coverage | 99 (stronger) | 86 |
| Peer percentile | 72nd | 61st |
| Total assets | $307.2M | $310.8M |
| Deposits / shares | $265.8M | $210.7M |
| Capital ratio | 11.30% | 16.02% (stronger) |
| Problem loans | 0.17% (stronger) | 1.50% |
| Net charge-offs | -0.02% | -0.06% (stronger) |
| Return on assets | 1.07% | 1.46% (stronger) |
| Loans ÷ deposits | 56.9% (stronger) | 102.1% |
| Uninsured deposits | 26.1% | 16.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | — |
Hometown National Bank has the higher TellerScore (78 vs 75). On the 7 directional measures above (where higher or lower is clearly better), Hometown National Bank leads on 3 and Community Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.