Side-by-side · Q2 2026 data
Hometown National Bank vs Holcomb Bank
Metric by metric
| Measure | Hometown National Bank | Holcomb Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 72 |
| Capital cushion | 63 (stronger) | 38 |
| Loan quality | 94 | 99 (stronger) |
| Earnings | 63 | 81 (stronger) |
| Funding & liquidity | 88 (stronger) | 63 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 72nd | 50th |
| Total assets | $307.2M | $304.8M |
| Deposits / shares | $265.8M | $239.4M |
| Capital ratio | 11.30% (stronger) | 8.84% |
| Problem loans | 0.17% | 0.03% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.02% |
| Return on assets | 1.07% | 1.53% (stronger) |
| Loans ÷ deposits | 56.9% (stronger) | 95.5% |
| Uninsured deposits | 26.1% | 16.4% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.0% | 5.1% |
Hometown National Bank has the higher TellerScore (78 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Hometown National Bank leads on 4 and Holcomb Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.