Side-by-side · Q2 2026 data
HomeTrust Bank vs Providence Bank
Metric by metric
| Measure | HomeTrust Bank | Providence Bank |
|---|---|---|
| TellerScore | 68 | 82 (stronger) |
| Capital cushion | 79 (stronger) | 72 |
| Loan quality | 53 | 96 (stronger) |
| Earnings | 81 | 92 (stronger) |
| Funding & liquidity | 45 | 56 (stronger) |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 49th | 93rd |
| Total assets | $4.4B | $1.5B |
| Deposits / shares | $3.6B | $1.3B |
| Capital ratio | 12.91% (stronger) | 12.21% |
| Problem loans | 1.40% | 0.12% (stronger) |
| Net charge-offs | 0.20% | 0.00% (stronger) |
| Return on assets | 1.52% | 1.80% (stronger) |
| Loans ÷ deposits | 102.5% | 96.6% (stronger) |
| Uninsured deposits | 26.5% | 21.5% (stronger) |
| Offices | 33 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.1% | 5.6% |
Providence Bank has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), HomeTrust Bank leads on 1 and Providence Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.