Side-by-side · Q2 2026 data
Homewood Federal Savings Bank vs Destinations Credit Union
Metric by metric
| Measure | Homewood Federal Savings Bank | Destinations Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 79 |
| Capital cushion | 100 (stronger) | 88 |
| Loan quality | 100 (stronger) | 84 |
| Earnings | 35 | 35 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 66th | 62nd |
| Total assets | $67.3M | $65.4M |
| Deposits / shares | $50.0M | $56.7M |
| Capital ratio | 26.12% (stronger) | 13.76% |
| Problem loans | 0.00% (stronger) | 0.48% |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 0.36% (stronger) | 0.36% |
| Loans ÷ deposits | 111.2% | 48.1% (stronger) |
| Uninsured deposits | 3.0% | 2.5% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Homewood Federal Savings Bank has the higher TellerScore (80 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Homewood Federal Savings Bank leads on 5 and Destinations Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.